Published on 25/11/2025
M-KOPA Kenya has unlocked KSh 207 billion in credit for millions of Kenyans.
In a press release dated Monday 24, November 2025, the company has confirmed that millions of Kenyans who were traditionally excluded from formal financial services can now access affordable digital and financial solutions.
“Since 2010, M-KOPA Kenya has unlocked over KES 207 billion in credit, serving 4.8 million customers traditionally excluded from formal finance.” Read part of the release.
Kenyans Gaining Access to Smartphones through M-KOPA
M-KOPA has confirmed its contribution in supporting 4.5 million smartphone users, including 2.1 million first-time owners.
According to the company, this allows customers to access online services and mobile banking, bridging the Kenyan digital divide.
“Digital access remains a cornerstone of this impact, with 4.5 million smartphone users supported, including 2.1 million first-time smartphone owners.” Read part of the release.
The Impact Report shows that 9 out of 10 M-KOPA customers report an improved quality of life. Despite 67% using M-KOPA products to generate income, 52% have increased their earnings, demonstrating the real-world benefits of inclusive financial services.
“Kenya has always been the beating heart of M-KOPA’s progress journey. Our 2025 Impact Report demonstrates how inclusive financing, responsible lending, and digital innovation are transforming lives on a scale. What matters most is the lived progress of Everyday Earners—9 out of 10 report an improved quality of life, and more than half are now earning more.” Said Martin Kingori, General Manager.
Impact of E-Mobility on M-KOPA
M-KOPA Kenya’s e-mobility initiatives are making a significant difference for both riders and the environment.
According to the report, the company has financed over 5,000 electric motorbikes, providing an affordable, clean, and efficient transport option.
On average, each rider saves KES 730 per day compared to using petrol-powered motorcycles, helping them reduce operating costs and increase income. As a result, 66% of riders report earning more since switching to electric bikes.
Mkopa’s support On Local Jobs and Economy
Beyond empowering individuals, M-KOPA has made a significant impact on the broader economy by supporting the economy and local jobs.
According to the 2025 Impact Report, the company contributed KSh 3.79 billion in taxes and invested KSh 20.3 billion in local procurement in 2024, creating business opportunities across various sectors.
About The Company
M-KOPA is a leading African fintech platform that was founded in 2010. It provides affordable financial and digital products to everyday earners.
The company’s mission is to make financing for everyday essentials accessible to everyone.
